I can’t say I’m a fan of any car insurance companies in Maryland. Some are worse than others. Here is my “Top 5 Worst Auto Insurance Companies to Deal With” list in personal injury cases.
GEICO has the largest market share in Maryland. We see GEICO regularly. So that familiarity breeds contempt.
Why They Are Awful:
GEICO makes the worst pre-suit offers of the big six insurance companies (State Farm, Allstate, Nationwide, USAA, Erie). So there’s that.
GEICO’s new generation of adjusters are increasingly condescending, laughing at demands, and other histrionics that are very grating. You would never see the old school GEICO adjusters who are almost invariably professional and likable, even when I disagree with them (I’m Facebook friends with GEICO adjusters who I used to fight with in the old days.)
GEICO almost always put more money on a case when a suit has been filed. By then, the claim is switched over to a litigation adjuster who is more likely to be a seasoned adjuster who can really value the case. So the original adjuster never has to put his or her tail between his legs and increase the offer they once thought was hysterical. Instead, these pre-suit adjusters are already on the phone telling another attorney or victim how silly their claim is. These neophyte adjusters are firmly ensconced in their bubble and are never forced to face reality. Continue reading