Posted On: May 16, 2008 by Ronald V. Miller, Jr.

Insurance Company Claims Files: An Inside Look

I was a defense lawyer for a number of years. Incredibly, when I write motions, I still find myself reflexively referring to my client as “the Defendant.” But as time goes on, I’m starting to forget exactly how corporate defendants and insurance companies think. So whenever I get a chance to refresh my recollection, I like to grab that opportunity. I received yesterday a copy of a client’s prior claims file. You can review the redacted insurance file here. (For more sample legal forms and samples, visit the Miller & Zois Lawyer Help Center.)

Looking at this type of stuff is not exactly as insightful on your opponent thinking as videotaping the other team’s defensive signals in a football game, a la Spygate. But when putting your client’s personal injury claim together, it is good to remember what matters to the insurance companies and reviewing an insurance companies’ claims file is a lens to their thinking.

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